*{

	margin:0;

	padding:0;

	}

	

img{

	border:0;

	}

	

body{

	background:#fff;

	color:#42414a;

	font:normal 13px verdana, helvetica, arial, sans-serif;

	border-top:3px solid #bdd3de;

	text-align:center; /*centers main div in non-compliant browsers*/

	}



/*the blue strip at the top of the page*/	

p#body-tag{

	background:#bdd3de;

	color:#42414a;

	font:normal 13px verdana, helvetica, arial, sans-serif;

	margin-bottom:15px;

	padding:0 0 3px 0;

	border-bottom:1px solid #bdd3de;

	}

	

div#wrapper{

	width:760px;

	margin:0 auto; /* centers page in compliant browsers*/

	text-align:left;

	background:transparent url("../images/wrapper.jpg") right top repeat-y;

	}

	

#wrapper p{

	margin-bottom:15px;

	text-align:justify;

	}

	

#wrapper h1{

	font:bold 18px verdana, helvetica, arial, sans-serif;

	margin-bottom:2px;
	
	padding-left:20px;
	
	background:#fff url("../images/bullet2.gif") no-repeat 0px 3px;
	
	padding-bottom:2px;

	border-bottom:1px solid;
	
	margin-bottom:15px;

	color:#de8a31;

	}

	

#wrapper h2{

	font:bold 11px verdana, helvetica, arial, sans-serif;

	padding-bottom:2px;

	border-bottom:1px solid;

	margin-bottom:15px;

	text-transform:uppercase;

	letter-spacing:1px;

	color:#73797b;

	}

	

#wrapper h3{

	font:bold 14px verdana, helvetica, arial, sans-serif;

	margin-bottom:4px;

	color:#73797b;

	}

	



	

div.summary-box{

	background:#EEF2FF;

	border:1px solid #ccc;

	padding:10px 15px 0 15px;

	}

	

div#left{

	width:500px;

	float:left;

	padding-bottom:15px;

	}

	

#left ul{

	margin-left:30px;

	margin-bottom:15px;

	}

	

#left ul li{

	list-style:none;

	padding-left:13px;

	background:#fff url("../images/bullet1.gif") no-repeat 0px 6px;

	margin-bottom:3px;

	}

	

div#right{

	float:right;

	width:220px;

	}

#right ul{

	list-style:none;

	margin-bottom:15px;

	}

	

#right li{

	background:#fff url("../images/dot1.gif") bottom repeat-x;

	}

a, a:visited, #body a, #body a:visited{

	font:normal 12px verdana, helvetica, arial, sans-serif;

	color:#de8a31;

	}

a:hover, #body a:hover{

	color:#000;

	text-decoration:overline;

	}	

#right li a, #right li a:visited{

	padding-bottom:3px;

	text-decoration:none;

	font:bold 12px verdana, helvetica, arial, sans-serif;

	color:#de8a31;

	}

	

#right li a:hover{

	color:#000;

	text-decoration:overline;

	}

	

#right h3{

	font:bold 14px verdana, helvetica, arial, sans-serif;

	text-transform:uppercase;

	color:#384871;

	border-bottom:1px solid;

	padding-bottom:1px;

	margin-bottom:4px;

	}

	

#left a, #left a:visited{

	color:#de8a31;

	text-decoration:none;

	border-bottom:2px dotted;

	padding-bottom:1px;

	}

	

#left a:hover{

	color:#000;

	text-decoration:overline;

	}

	

div#footer{

	font-size:95%;

	padding:5px 0;
	
	border-top:1px solid #ccc;

	clear:both;

	background:#fff;

	margin-top:15px;

	}